Self-employed health insurance in Texas
Every guide we have for people who work for themselves in Texas. Start with the state guide for the overall picture, then read the one written for your line of work.
Self-Employed Health Insurance in Texas (2026)
Texas uses HealthCare.gov, has not expanded Medicaid and has no state income tax. What that means when you buy your own coverage in 2026.
Catastrophe and claims adjustersHealth Insurance for Texas Catastrophe Adjusters (2026)
Texas-based 1099 catastrophe adjusters deploy wherever storms hit. How to choose coverage when the marketplace has no PPO and storm income arrives late.
Oilfield and energy contractorsTexas Oilfield Contractors and the 2026 Premium Jump
Texas marketplace premiums rose about a third for 2026. How oilfield and energy contractors handle it in a slow year, a strong year and a mid-year swing.
Self-employed parentsCollege Kid Out of State? Texas Family Health Coverage
Self-employed Texas parents with a student at college in another state: how to keep them covered when every Texas marketplace plan is HMO, EPO or POS.
Travel gig workersPPO Health Insurance for Texas Travel Gig Workers (2026)
The Texas marketplace sells no PPO medical plans for 2026. A plain walk-through for travel nurses, techs and crews based in Texas who work in other states.
Travel nursesTexas Travel Nurses: Agency Plan or Your Own Coverage?
Texas travel nurses on 13-week contracts: when the agency plan makes sense, how stipends and agency offers affect a tax credit, and a no-PPO marketplace.
Truck owner-operatorsHealth Insurance for Texas Owner-Operators on the Road
For Texas owner-operators who run out of state: the 2026 marketplace has no PPO medical plans, and your net after truck costs decides your path.
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